# Track Expenses by Voice With Money Notes Plus

> Money Notes Plus lets users describe expenses and income in a voice note rather than entering each transaction manually. In Abdul Osama’s first detailed test, it categorized the transactions and calculated the day’s net balance; the video does not verify every data connection he mentions.

- By Abdul Osama (عبدول أسامة) — AI, marketing and business, in Arabic
- 5 October 2026
- URL: https://abdulosama.com/en/feed/money-notes-plus-expense-tracking-voice-notes
- Video: https://abdulosama.com/feed/video/28
- Instagram: https://www.instagram.com/reel/DXNByGJDAfN/

## Key takeaways

- The video shows expenses and income entered through natural speech.
- The app separated and categorized the transactions in Abdul’s example.
- The example ended with a negative EGP 75 net balance.
- Abdul described free voice-note entry and paid analytics.
- Verify pricing, message permissions, and any payment-service connections yourself.

Money Notes Plus turns spoken descriptions of spending and income into organized transactions. Abdul Osama (عبدول أسامة) tested it by describing several purchases and a payment for freelance work; the app separated the items, categorized them, and calculated a net balance.

## What happened in the test?

Money Notes Plus is a personal money-management app for logging expenses and income. Abdul spoke naturally about a supplement, milk, bread, falafel, and a gym subscription. In the result he showed, the app listed the purchases separately, assigned icons, and marked them as expenses. When he described payment for freelance work on an AI project—AI means artificial intelligence—it recorded that amount as income.

> “This is my first time trying it in detail in front of you.” — Abdul Osama

Abdul also disclosed that the people behind the app had contacted him to try it. This was a first detailed test, not a comprehensive accuracy review.

## In numbers

- Expenses described: supplement **EGP 3,000**, milk **EGP 50**, bread **EGP 10**, falafel **EGP 15**, and gym subscription **EGP 2,000**.
- Total expenses shown: **EGP 5,075**.
- Income he described: **EGP 5,000**; the example’s net balance was **negative EGP 75**.
- Abdul said Pro cost **EGP 100 per month** in Egypt. Check the current price in the app before subscribing.

## Free use, paid features, and messages

Abdul said users could log voice notes for free and try the paid version for analytics. He also described a wealth page covering assets and liabilities, plus a feature for tracking text messages and classifying bank or card notifications as spending or income.

He mentioned InstaPay, an Egyptian instant-payments app, and Apple Pay, Apple’s digital-wallet payment service, when discussing where financial information might come from. The video does not establish how the app obtains data from either service or confirm a direct integration. Check how message access works—and what permissions it requires—on your device.

## What to do next

Abdul said the app was available through the App Store, Apple’s app marketplace, and on Android, Google’s mobile operating system. Search for Money Notes Plus, test a voice entry, and check its categorization, permissions, and current subscription terms before relying on it.

## Questions and answers

### Can Money Notes Plus log expenses from a voice note?

Yes. Abdul demonstrated several purchases entered by voice and said voice-note entry was available for free.

### Can it track income as well as spending?

In the demonstration, Abdul described a freelance payment, and the app recorded it as income.

### What did Abdul say about Pro?

He associated the paid version with analytics and mentioned a wealth page for assets and liabilities. Check the app for current features and pricing.

### Does it connect directly to InstaPay or Apple Pay?

Abdul mentioned both services, but the video does not explain the data connection or confirm a direct integration. Check the app’s features and permissions.

## Full transcript

بحب اعرف يستخدم الـ AI استخدام صح ويعمل أبليكيشن مفيد للناس. اتكلم just talk we'll track it. Understand your money without effort. You pay we track. No effort. إزاي بقى بيجمع هو من الـ Instapay من الـ Apple Pay من الـ SMS بتاعك فكرة تحفة وعارفين الجامد إيه؟ إنه اللي عملها مصري. هنعمل أول تجربة عنيفة. بسم الله. أنا صرفت النهاردة على whey protein اشتريته بـ 3000 جنيه. جبت كمان وأنا راجع كيلو لبن بـ 50 جنيه. وعيش بـ 10 جنيه وطعمية بـ 15 جنيه. واشتراك الجيم سحب مني النهاردة 2000 جنيه. بسم الله. 5075 جنيه. أنا بصراحة صعبت عليه. أدي الـ whey protein 3000 جنيه مظبوط. Purchased milk 50 جنيه. Purchased bread 10 جنيه. Purchased falafel 15 جنيه. Gym subscription وحطت له كل حاجة بالأيقونة بتاعتها. وكاتب إن دي كلها بصوفات. طيب نكمل معادة والله العظيم جامد جدا. والنهاردة عملت فريلانسية بسيطة كده بالـ AI. عملت الحد موقع. والحمد لله دفع لي فيه 5000 جنيه. فأنا إزوفي دلوقتي. خلي بالكوا أنا بقوله إيه؟ بقوله بصعبها. بقوله نص الكلام. والله العظيم ده أول تجربة ليه للأب. شوف كده حط لي في الدخل AI project income النهاردة بـ 5000 جنيه. يبقى الكل بالماينس 75. ما يدورش. الـ Pro عشان أنا الراجل عايش برا مصر حطته لي غالي بس هو في مصر بـ 100 جنيه في الشهر. 100 جنيه في الشهر تحدد بيه عندهم صفحة اسمها صفحة الثروة. الأصول بتاعتك كام؟ الالتزامات كام؟ تتبع الرسائل المتلقاة. فأنت تقدر الرسائل اللي بتجيلك على الأسماس تعلمه إن دي حطها لك في الصرف أو حتى لو دخل يقرأ الرسائل بتاعة الأسماس بتاعة البنوك والكروت. فكرة بسيطة تحفة عملية هتحل مشاكل ناس كتير. عايزين يا جماعة أفكار من دي تانية بالـ AI والله أكيد مستخدمين الـ AI وهم بيبنوه. بس بصراحة أبليكيشن تحفة عشان أكون صادق معاكم هم كلموني قالولي جربوا. أنا والله العظيم أول مرة أجربه بالتفصيل كده قدامكم. Money Notes Plus موجود على الـ App Store والـ Android هتكتب Money Notes وبعدين علامة Plus هتلاقيه موجود. تنزلوا استخدموا Free بالـ Voice Note أو لو عايز التحليلات والكلام ده جرب النسخة المدفوعة.

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Transcribed and written up with AI from the video; reviewed on request.